Being involved in a hit and run is an extremely traumatizing event. Depending on the severity of the accident, you might not be able to work and incur medical bills at the same time. If you are involved in a hit and run and your insurance company refuses to pay for your car damages and chiropractic bills – what can you do?
The main reason why we pay for insurance is to have a recourse when something accidents happen so that we’re not paying out-of-pocket expenses. There are many reasons why your insurance company refuses to pay for damages incurred in an accident and the reasons vary depending on your situation.
Read along as we provide tips on how to deal with your insurance company and what other steps you need to take if they are refusing to pay for car damages and chiropractic care.
What to do when you are a victim of a hit and run?
A hit-and-run happens when the person who is responsible for causing injuries flees the scene. Hit and runs happen often and this can leave the victims feeling helpless and traumatized. If you are a victim of a hit and run, here are some of the things that you can do to help your case:
File a police report
A police report can help you with your insurance claim because this is an official form that documents what happened at the scene of the accident. The police can also put out a bulletin about the hit and run and ask the public for information.
Look for witnesses
Witnesses can help corroborate what happened. There is also a high chance that witnesses were able to see the accident happen and tell the story from their perspective which can help the case. Statements from witnesses can help the case. They can also give out additional identifiers about the car or person who did the hit and run. All this information can help the police.
Seek medical help if necessary and keep a copy of medical records
Seeking medical help is important because you don’t know the extent of your injuries. Keeping the medical record from your trip to the emergency room or doctor’s office is also important to support your injury claim.
Contact a personal injury lawyer
It is important to know your rights, especially in a hit-and-run case. Going through something like this is truly traumatizing and stressful. Hiring a legal expert to handle your case will ease your stress levels and anxiety about the situation.
Why do insurance companies refuse to pay for your car repair and chiropractic care?
Depending on the level of insurance coverage, your insurance company might refuse to pay for your car repair and chiropractic bills simply because your insurance coverage does not cover these things. If you have collision coverage, your insurance company will have to pay for car repair costs. On the other hand, if your coverage lists Uninsured Motorist Bodily Coverage, then they should also pay for your medical bills resulting from injuries.
What to do when your insurance company is refusing to pay for your car repair and chiropractic care?
Getting injured in a hit and run is a stressful event and your stress will be magnified if your insurance company refuses to pay for your car repair and chiropractic bills. If you are caught in this situation, it is best to contact and get the services of a personal injury lawyer in Orlando. A personal injury lawyer can best guide you in this situation because they know how to escalate your case to get a resolution.
Dealing with insurance companies can be draining and time-consuming. It takes a lot of our time and effort to be able to talk to them and provide them with everything they need for your claim. Personal injury lawyers have the time and resources to deal with insurance companies, especially with those who are refusing to work with you.
If your insurance company is not cooperating – contact Jordan Law in Orlando today!
Non-cooperation from your insurance company can add to the stress and strain of being involved in a hit and run. If you find that your insurance company is refusing to pay for damages, contact Jordan Law today!
Our team of experts is well-versed and has expertise in this situation. You might not know what to do and how to navigate this confusing time but we will be by your side every step of the way. Unfortunately, we see cases like this all the time and we will hear your side and get to know your situation so that we can best advise you on what to do.